Duncan Young and Co. provides a comprehensive financial planning service.

Making the most of your future
With the increasing complexity and variety of financial products available on the market today, the need for specialist advice from an independent advisor is vital if you want to make the most of your savings and investments.

As Independent Financial Advisers, we specialise in helping high-net worth individuals, partnerships and companies to maximise their savings.

The value of independent advice
We are not tied to any financial services providers, and because we will always take into consideration any accounting, tax and legal implications, you can be sure you will always receive the best possible advice for you, your family and your business.

Duncan Young and Co. Chartered Accountants are regulated by the Financial Services Authority (FSA] and abides by the stringent codes of practice that are set out for independent financial advisers.

Pensions
Our service offers a wide range of advice on new and existing pensions for you, members of your family and for your employees. This covers areas such as:

• Stakeholder pensions
• Group Personal Pensions
• SIPPs and SSASs. All aspects of Self Invested Pension Planning.
• Income drawdown
• Phased retirement.

Pre-retirement Planning
Developing a strategy for retirement income is vitally important, as the turmoil in the pensions industry demonstrates. How to maximise income from your pension savings and improve the benefits to your dependants are key issues where we can offer expert advice. Also we can advise you on Long Term Care plans, income protection and inheritance tax protection.

Investment Advice
Investment options need careful consideration to match them to your risk profile and personal objectives. The range of opportunities and the returns offered can create a sense of bewilderment.

Duncan Young and Co can guide you through the maze of investment products and services to create a portfolio tailored to your needs.

This is a service for private individuals and corporate pension schemes.

Protection: Life Assurance and Income Protection in case of illness
We find that most people are woefully under insured in these critical areas. Equally, few realise how inexpensive it often is to rectify the situation. Because Duncan Young and Co. is independent, we can recommend the products of whichever company offers you the best deal.

Private Medical Insurance and Nursing Care Cover
NHS queues grow longer. Free nursing care for the elderly is now only available to those with very limited assets. If these matters are of concern to you, then we can research the solution.